Redoing the Banking System

Discuss modding questions and implementation details.
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Ralzar
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Re: Redoing the Banking System

Post by Ralzar »

Tkia wrote: Fri Feb 19, 2021 2:49 am
Vaitle wrote: Mon Feb 15, 2021 3:43 pm
4. Actual consequences for defaulting on loans :D
4a. Add a quest from a noble/banker for getting some expensive scroll/item to "forgive" your debt if you have defaulted on a loan, ideally I would probably make the quest quite drawn out because if I made it to easy the player would never actually have any incentive to pay back their loan with gold and would rather just do a dungeon crawl. Maybe limit it to a one time forgiveness perhaps?
There is a consequence currently. I was poking around in the save file of an imported classic game when I found a defaulted loan flag. After tracking down that region 45 was Pothago I wandered over there and found he was hated and arrest on sight. I even tried sneaking into the bank and paying it off but that didn't clear the persona non grata flag and I couldn't work out any way to repair the faction so a quest option would be great.

I also discovered why one of my low level imports was living in a large ship. That would be due to his large loan! And the only way I found that was to go into the nearest bank and check. Luckily that one was in the province he was currrently in and I got it paid back in time. So if you're doing a banking mod please include some kind of status interface to tell us what loans are where with due dates and amounts so we can keep better track of our finances. :?
If you open your character sheet and clikc "gold" you should get a popup telling you most of this information? Not sure if it includes due dates though.
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pango
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Re: Redoing the Banking System

Post by pango »

Ralzar wrote: Fri Feb 19, 2021 9:58 am If you open your character sheet and clikc "gold" you should get a popup telling you most of this information? Not sure if it includes due dates though.
Yup, I added regions, amounts and due dates
Reminders also appear in messages (6, 3 and 1 month before due date I believe)
When a measure becomes a target, it ceases to be a good measure.
-- Charles Goodhart

Tkia
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Joined: Thu Dec 10, 2020 10:31 pm

Re: Redoing the Banking System

Post by Tkia »

pango wrote: Fri Feb 19, 2021 11:16 am
Ralzar wrote: Fri Feb 19, 2021 9:58 am If you open your character sheet and clikc "gold" you should get a popup telling you most of this information? Not sure if it includes due dates though.
Yup, I added regions, amounts and due dates
Reminders also appear in messages (6, 3 and 1 month before due date I believe)
Thanks both. I never thought to check gold on the character sheet. I usually do that from inventory due to the pile in my wagon! That's a great QoL change and having run back through my imported saves I've now found another outstanding loan I need to pay off! I also discovered a couple of other characters with bank accounts in some very odd places that I would never have found ... I'll be using that popup a lot from now on. :D

But the guy with the Pothago problem still has his problem. As this character used to travel a lot I suspect that particular loan is several years passed expired so a mod quest for him to fix that faction would be brilliant.

Vaitle
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Joined: Fri Oct 25, 2019 4:36 am

Re: Redoing the Banking System

Post by Vaitle »

I could at least add the quest since I do not foresee myself doing a GUI overhaul anytime soon that would be of good value to put out. Hopefully when I get the time in-between school assignments I can try and plan that out. I did not know that DFU fixed where they actually send guards after you now, I still say the bank should send personal mercenaries though....maybe for certain loan amounts over a certain amount currently. Anyhow, I should plan out how I shall attempt to do this.

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